Cost of a 30-day extension won't exceed R219 (T’s & C’s Apply)
Term days30
Initiation FeeR408
InterestR150
Service FeeR89
Total repaymentR3647
No Hidden Fees
Instant Cash Payout
Up to Five Easy Extensions
Cost of a 30-day extension won't exceed R219 (T’s & C’s Apply)
EXTENSION FEES
R69INTEREST
+
R150SERVICES
You can extend your 30-day loan (up to 5 times) if you choose not to settle & collect your item at the end of the initial loan term. A contract initiation fee is only charged once, irrespective of how many loan extensions you take. This makes it an affordable option. *Extension cost depends on the loan amount and you can see it by using the sliding scale.
How Loans work via WhatsApp
WhatsApp your closest store
We’ll contact you within 15 minutes and help you through the process of getting a loan.
Our friendly buyers will assist you
Simply provide your ID, address and show us a picture of the item you want to bring in for safekeeping.
Receive an immediate cash pay-out
Once you have brought your item in and we’ve checked that it is in good working order, we’ll pay the cash to you immediately.
What happens if you can’t pay the loan?
If you don’t mind letting go of your asset, you’re free to “walk away” without paying up your loan and we will never contact you requesting payment.
Anyone who has ever taken a loan from Cash Crusaders will tell you it’s the quickest and easiest way to get cash when life throws you a curveball.
No salary slips or bank statements required
We only need your ID and contact details
Fast and hassle-free. Our buyers make a quick decision, based on the value of your item (asset) you have brought in.
Frequently Asked Questions
Cash Crusaders offers quick, easy, and confidential pawn loans. Simply bring in an item of value, and our expert staff will assess it to determine its worth. We will then offer you a loan based on that value. You get cash immediately, and you have the option to repay the loan and reclaim your item.
A pawn loan is a short-term loan where you use an item of value, such as electronics, jewelry, or musical instruments, as collateral. In exchange for your item, you receive cash. If you repay the loan within the agreed-upon period, you can get your item back. If not, the item becomes the property of Cash Crusaders.
To secure a pawn loan with Cash Crusaders, you will need to bring a valuable item (such as gold, electronics, or musical instruments) along with a valid form of identification (like an ID book or passport). Our staff will assess the value of your item, and based on that, we will provide you with a loan.
You can visit any Cash Crusaders branch to exchange your goods for a pawn loan. We have numerous locations across the country where you can bring your items in for a quick evaluation and receive cash instantly. Find your nearest store on our website or contact us for more details.
Our pawn loans typically have a repayment term of 30 days, though this can vary depending on the value of the item and the loan agreement. If you need more time, we may be able to extend the loan or offer a renewal option. Please discuss your repayment terms with one of our staff members to ensure flexibility based on your needs.
Yes! A pawn loan is not a sale; it's a loan against your item. When you take out a loan, your item serves as collateral, and once you repay the loan in full, you can reclaim your item. If you choose not to repay, the item becomes the property of Cash Crusaders.
It wasn’t convenient for me to pay up my loan within the initial 30-day loan term. Fortunately, Cash Crusaders sent me an SMS with an OZOW payment link 3 days before my loan expired. That allowed me to extend my loan easily and cost-effectively without having to go into the store. It meant I could stop worrying as I had the time and flexibility to pay up my loan and collect my item when it suited me. Thank you for the excellent customer service.
What happens if I'm not able to repay my loan?
If you're happy to let your asset go remember that you're always free to "walk away" without paying up your loan and we will never contact you requesting payment. You’ll never have to worry about your credit record being negatively impacted either.
If you want to get your asset back, but can’t pay the whole amount within 30 days, we’ll gladly extend the loan for another 30 days (maximum 5 times). A small service fee will apply. Please make sure you get to us a few days before the loan expires (or even on the last day), so we can do the paperwork quickly and without any hassles. Our loan extension is easy and affordable.
Will your asset be safe?
We know how valuable the item is that you left with us for safekeeping. We take our responsibilities seriously and promise to return your asset to you in the same condition as when it was handed in.
WHAT HAPPENS IF I CAN’T GET TO THE STORE BEFORE MY LOAN EXPIRES?
The last thing we want is for you to forfeit your asset. If you cannot repay the loan on time, please visit us a few days prior or even on the last day of your loan, to extend your loan. If that’s not possible, please call us. You’ll find our telephone number on our website or on your loan documentation. We’ll make a note, to keep your asset in the storeroom for another 3 days.
Alternatively, extend your loan via Ozow. We will send you an SMS with a payment link 3 days before your loan expires. Click on the link to extend your loan from your mobile phone. Pay up your interest and fees on your loan, anywhere, at any time. All you need is a bank account and a smart-enabled device.
A friend or family member can also pay on your behalf in-store if they bring along a signed proxy form.
How do I reduce the cost of a Cash Crusaders loan?
Your loan documentation shows the interest cost you will have to pay if you use the full term of the loan.
Remember that we will recalculate and reduce the interest cost if you decide to pay up your loan early.
